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What’s the Best Age to Get a Credit Card?.Scotiabank Passport® Visa Infinite* Card.Hotel Credit Cards That Come With a Free Night.Best Prepaid Cards and Secured Credit Cards.The views expressed may no longer be relevant or accurate. The numbers and information may be wrong. The information and opinions from me and any guests may be incorrect. Note: This content (articles, podcasts, website info) is not investment advice. My book series Moats and Marathons is one-of-a-kind framework for building and measuring competitive advantages in digital businesses. I am the founder of TechMoat Consulting, a boutique consulting firm that helps retailers, brands, and technology companies exploit digital change to grow faster, innovate better and build digital moats.

I write, speak and consult about how to win (and not lose) in digital strategy and transformation. Innovation PlatformsPayment PlatformsComplementary PlatformsFrom the Company Library, companies for this article are: JD’s Emerging Competitive Advantages? (Jeff’s Asia Tech Class – Daily Lesson / Update)From the Concept Library, concepts for this article are: Also available at iTunes and Google Podcasts. You can listen to this podcast here, which has the slides and graphics mentioned. Here is my breakdown on how it got there strategically. This week’s podcast is about WeChat, which really has reached a level of daily usage that makes it the 'everything app'.

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